Frequently Asked Questions

We handle civil judgments including small claims, breach of contract, personal injury awards, promissory notes, and commercial disputes. We work with both individual and business creditors across multiple jurisdictions.

There are no upfront fees. We work on a contingency basis, which means we only get paid when you get paid. Our fee is a percentage of what we recover, agreed upon before we begin work.

Every case is different. Some judgments can be collected within weeks, while others may take several months depending on the debtor's assets, cooperation, and legal complexity. We'll give you a realistic timeline during your free evaluation.

Part of our process includes thorough asset discovery and skip-tracing. Even when debtors appear judgment-proof, we often uncover hidden assets, income sources, or future opportunities for recovery. If we determine a judgment is truly uncollectable, we'll tell you honestly.

No. We work directly with judgment holders. While we're not a law firm, we coordinate with legal counsel as needed and handle all the enforcement legwork on your behalf.

All case information is handled with strict confidentiality. We use secure systems to store and transmit data, and we never share your information with third parties outside of what is necessary for recovery.

We handle judgments across multiple states. During your free evaluation, we'll confirm that we can work with your specific jurisdiction and advise on any cross-state considerations.

Judgment recovery is the process of collecting money owed to you after a court has awarded a judgment in your favor. Many creditors win their case in court but struggle to actually collect the money. Judgment recovery specialists like Janus Resolutions use legal tools and investigative methods to locate debtors, discover assets, and enforce the court order.

Skip-tracing is the process of locating a person who has "skipped" or left their known address. We use a combination of public records, proprietary databases, and investigative techniques to find debtors who have moved, changed jobs, or are otherwise difficult to locate. This is often the critical first step in judgment enforcement.

We use a variety of legal enforcement tools depending on the case, including wage garnishments, bank levies, property liens, asset seizures, and writs of execution. We also work with process servers and coordinate with the court system to ensure all actions are properly documented and legally compliant.

Yes. If the debtor has moved to a different state, we can assist with domesticating (registering) your judgment in the new state through the Uniform Enforcement of Foreign Judgments Act. This allows enforcement actions to proceed in the state where the debtor currently resides or holds assets.

When a debtor files for bankruptcy, an automatic stay goes into effect that temporarily halts collection efforts. However, not all debts are dischargeable in bankruptcy. We monitor bankruptcy proceedings and advise you on your options, which may include filing a proof of claim or pursuing non-dischargeable debt determinations.

Judgments have expiration dates that vary by state, typically ranging from 5 to 20 years. Many states allow judgment renewal before expiration. During your free evaluation, we will check the status of your judgment and advise you on renewal deadlines if applicable.

Yes. We handle judgments against both individuals and businesses. For business debtors, we investigate business assets, bank accounts, accounts receivable, and may pursue the personal assets of business owners in certain circumstances, such as when a personal guarantee was given or when the corporate veil can be pierced.

At minimum, we need a copy of your judgment or the case number, the court where it was filed, the judgment amount, and the debtor's name. The more information you can provide about the debtor (address, employer, known assets), the faster we can begin the recovery process. You can submit all of this through our online form.